Santander Nordics
Cátia T. is a Senior Credit Risk Analyst at Santander since June 2022, specializing in managing the IFRS9 engine for Expected Credit Loss calculations and ensuring compliance with IFRS9 standards. Prior experience includes roles as a Credit Risk Model Validation Analyst at novobanco, where model performance and adequacy were assessed, and as a Risk Analyst at Crédito Agrícola, focusing on risk appetite framework reporting and regulatory compliance. Cátia began a career at BNP Paribas, progressing from Debt Capital Markets Officer to Supervisor, overseeing operations and team development. Cátia holds a Master of Science in Mathematics Applied to Economics and Management from Faculdade de Ciências da Universidade de Lisboa, a Post Graduate Degree in Statistics and Information Management from NOVA IMS, and a Master of Science in Management from Instituto Politécnico do Porto.
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Santander Nordics
At Santander Nordics, we work with the best people in an engaged, challenging and passionate organization that provides excellent opportunities for advancement. We are a Nordic bank with more than 1,400 colleagues in Sweden, Norway, Denmark and Finland, and with global strength by being a part of Banco Santander. We are one of the largest Nordic niche banks providing private customers with loans and credits, credit cards, deposits and insurance. As an employer, we are shaped by factors like our experience, our achievements in the banking sector, and the Nordic culture. All of that is important, but there’s something even more important to us – the future. We are a forward-looking company, focusing firmly on where we are going. Our shared culture ensures the conditions for people’s talents to grow and excel. We deliver high professional performance and understand that we are part of a greater whole.