Carolina Martins

Carolina Martins is a professional with extensive experience in credit risk modeling and analysis, currently serving as a Credit Risk Modelling and Stress Testing Analyst at Banco Santander Totta since July 2015. Prior roles include positions in credit risk modeling at Banco BPI and as a Credit Risk Analyst at Banco Credibom. Carolina began a career in the risk intelligence domain as a trainee consultant at SAS Institute and participated in the ECSI project focused on customer satisfaction and loyalty at ISEGI. Carolina holds a Master's degree in Statistics and Information Management, specializing in Knowledge Management and Business Intelligence, as well as a Bachelor's degree in Information Management, both from Instituto Superior de Estatística e Gestão de Informação da Universidade Nova de Lisboa.