Delfim Ramalhosa Cunha

Delfim Ramalhosa Cunha boasts extensive experience in corporate banking, having held senior management positions at Banco Santander Totta since August 2010, including Manager of Corporate Credit Administration and Head of the Corporate Group for the Northern Area. Previous roles include Financial Advisor at DC IFA and Banco BEST, where expertise in M&A, cash management, and investment solutions was developed. Delfim spent 16 years at BNP Paribas, concluding that tenure as Manager for the Northern Region of Portugal, overseeing corporate and institutional client portfolios. Early career experience includes roles in credit risk management at BES and product management at Imperial Produtos Alimentares. Education includes an MBA in Business Administration from Universidade do Porto and a degree in economic foreign affairs from Universidade do Minho.