Santander US
Linda Toby has extensive experience in credit risk management, currently serving as Vice President and Managing Underwriter for Credit Risk at Santander US since 2017. Previously held the position of Vice President of Credit Risk Management at both Capital One (2014 - 2016) and Santander Bank, N.A. (2012 - 2014). Linda began her career as a Credit Underwriter at the State Bank of Long Island, now known as Valley National Bank, from 2009 to 2012. Linda holds a Bachelor of Arts degree in English Literature and Art History from Franklin & Marshall College and Adelphi University.
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