Rafael S. Bonilla

Rafael S. Bonilla has an extensive background in legal and compliance roles, having held various titles at Banco Santander and currently serving as the Senior Deputy General Counsel and Head of AML Compliance Operations at Santander US. Rafael also previously served as the Chief Legal and Compliance Officer at Santander Financial Services, Inc. In addition to their professional experience, Rafael earned a Doctor of Law degree from Universidad de Puerto Rico and a Bachelor of Science in Business/Managerial Economics from the University of Florida.