Steven Manuel

Steven Manuel's work experience is as follows:

- Credit Strategy Manager at Settle since May 2023.

- Senior Operations Manager, Small Business Lending at Upstart from June 2022 to February 2023. Responsible for building and managing a full-scale operations team, authoring processes and procedures, and hiring and training staff.

- Vice President - Commercial Credit Risk Strategy Manager at JPMorgan Chase & Co. from December 2017 to June 2022. Acted as product owner for commercial credit lending strategy and made adjustments based on industry trends and portfolio observations.

- Vice President, Regional Commercial Underwriting Manager at JPMorgan Chase & Co. from January 2012 to December 2017. Managed a team of commercial loan underwriters and oversaw the underwriting process for a 5-state region.

- Vice President, Commercial Credit Lead at JPMorgan Chase & Co. from June 2010 to January 2012. Provided training and coaching to underwriters and monitored efficiency and quality control.

- Assistant Vice President - Commercial Credit Approval Officer at JPMorgan Chase & Co. from August 2007 to June 2010.

- Underwriter I at Citi from March 2006 to August 2007. Underwrote subprime consumer auto loans and achieved high-performance goals.

From 1997-2003, Steven Manuel attended the University of Louisiana at Lafayette, where they pursued a Bachelor of Business Administration (BBA) degree, focusing on Accounting and Finance.