SHA Risk Specialists
Charmaine du Toit is a seasoned professional with extensive experience in the insurance and legal sectors. Currently serving as a Claims Specialist at SHA Risk Specialists and an Advocate at the National Bar Council of South Africa, Charmaine has also contributed as a Mediator in commercial, divorce, and parenting plan disputes. As a Legal & Operations Consultant at Lateral Unison Insurance Brokers Pty Ltd, responsibilities include overseeing the Tenders, Underwriting, and Claims Departments, while also conducting audits and managing underwriting processes. Previous roles include Litigation Specialist at The Hollard Insurance Company and Litigation Manager at Santam Insurance, where Charmaine developed a strong background in claim management and legal processes. Charmaine holds a Bachelor of Laws (LLB) and a Diploma in Insurance from the University of South Africa.