We are niche insurance specialists at our core but if you connect with us on social media you'll soon notice that we aren't like any other risk transfer business. We provide updates on topical liability, legislative and personal accident issues and are regular commentators on national TV and in the press. 

Welcome to SHA Risk Specialists, we are a division of Santam Ltd (FSP 3416) with expertise spanning across a broad range of niche insurance products.

We employ a team of specialists, many of whom are qualified legal professionals, able to structure insurance programs for most businesses both within and outside the borders of South Africa.

We have an underwriting capacity that tips the scales at R1bn and are the proud underwriter of the majority of the Top 100 companies listed on the JSE. SHA is the largest specialist liability insurer in southern Africa and with over 30 years of excellence, our experience and expertise come together to tailor-make solutions for any sized business in any industry.

Santam is a level 3 BBBEE company and is the largest short term insurer in South Africa.

Insurance

SHA Risk Specialists

Leana Ramraj

Gape Modisane

Nikita Naicker

Thato Tsindwi

Francois Olivier

Nkuli Xeketwana

Alicia Narainsamy

Sandy Terblanche

Masilu Mafokwane

Natalie Peens

Vuyisile Buthelezi

Xolani Mntambo

Yonela Ntshobane

Makolo Kalambaie

Kishan Vanmali

Mpho Chokwe

Susan Clark

The Underwriting Team at SHA Risk Specialists is responsible for assessing and evaluating risks associated with various insurance products, particularly in niche areas like liability and financial lines. This team of qualified professionals crafts tailored insurance solutions for businesses, ensuring comprehensive coverage that meets specific client needs. Their expertise enables SHA to underwrite a significant portion of South Africa's top companies, providing strategic insights that drive the company's risk management and insurance offerings.

UnderwritingTeam

Claims Processing Team

Business Development and Data Analysis

UnderwritingTeam

About

Team members

Other teams at SHA Risk Specialists

Claims Processing Team

Business Development and Data Analysis