Ramachandra Raju Penumetsa

Ramachandra Raju Penumetsa is an experienced professional in debt management and financial services, currently serving as the Zonal Head South & East at SBFC Finance Limited since September 2017. Prior roles include AVP - Credit & Risk at Karvy Financial Services Limited, Business Head at Way 4 Loans India Pvt Ltd, and AVP - Operations at Spandana Sphoorty Financial Limited. Ramachandra has held various leadership positions focusing on collections and operations in organizations such as Development Credit Bank Ltd, Reliance Capital, and CITI Financial Consumer Finance India Ltd. Educational qualifications include a BCOM degree from Siddhartha College of Arts and Science, alongside other relevant educational achievements.