Tom M.

Tom M. is a credit risk professional with a Bachelor's degree in Economics from the Polytechnic University of the Philippines. Currently serving as the Enterprise Credit Head at Smart Communications, Inc., they leverage their extensive experience in credit evaluation and risk management across the APAC region. Previously, Tom held key roles at Investree and CIMB Bank Philippines, enhancing operational efficiencies and implementing robust risk mitigation strategies. Their expertise in AI, machine learning, and project management further solidifies their ability to navigate the complexities of the financial landscape.