Andrew Hogwood

Andrew Hogwood is an experienced executive in the fintech and digital transformation sectors, currently serving as Chief of Staff at Smart Currency Exchange since January 2024, focusing on international expansion and AI-driven capabilities. Previously, Andrew held the role of Chief Digital Officer at Lumon from January 2021 to December 2023, where significant achievements included rebranding efforts, launching new product features, and optimizing customer onboarding processes. Prior to Lumon, Andrew was Digital Director for Financial Services at Sainsbury's, where responsibilities included designing a core banking platform and developing financial services propositions. Experience also includes serving as Chief Innovation Officer at Tandem Bank, focusing on innovative banking solutions, and providing fintech advisory services in various roles. Andrew holds an MBA from INSEAD and a Master of Engineering from the University of Oxford.