William Y. Carroll Sr.

Bill Carroll is SmartBank’s chairman of the board and director of business development. He began his banking career in 1963 at Hamilton National Bank in Knoxville where he was assistant vice president and loan officer. He joined Citizens National Bank in 1973 and later served as chairman and chief executive officer. Active in his community, Bill Carroll has served in a number of organizations including past president and board member of the Tennessee Bankers Association, past member of the American Bankers Association Government Relations Committee, past board member of the Federal Home Loan Bank of Cincinnati for three terms, past chairman of the board of the Fort Sanders Sevier Medical Center, and a past board member of Fort Sanders Alliance as well as several other reputable organizations. Mr. Carroll is also a past member of the Board of Trustees for Walter’s State Community College Foundation and the Board of Trustees for the University of Tennessee. He serves on SmartBank’s Executive Loan Committee, Human Resources Committee, Investment/ALCO Committee, and is an ex-officio member of the Audit Committee.