SmartFinancial Inc
Andy Carey is an experienced banking professional currently serving as SVP Commercial Relationship Manager at SmartBank since March 2018. With a career spanning over two decades, Andy previously held the position of SVP at Regions Financial Corporation, where responsibilities included managing commercial banking relationships and leading community banking groups. Andy's background also includes roles as Retail Group Manager at Central Carolina Bank, Branch Manager/Retail Executive at Royal Bank of Canada-Centura Bank, and Branch Manager at Barnett Bank. Andy holds a Bachelor of Science degree in Economics from Florida State University.
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SmartFinancial Inc
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SmartFinancial, Inc., formerly Cornerstone Bancshares, Inc., is a bank holding company. The Company operates through its SmartBank subsidiary (The Bank). The principal business of the Bank consists of attracting deposits from the public and investing those funds, together with funds generated from operations and from principal and interest payments on loans. It offers commercial real estate-mortgage, consumer real estate-mortgage, construction and land development, commercial and industrial, and consumer and other loans. The Bank's investment portfolio consists of Federal agency bonds, mortgage-backed securities, and state and municipal securities. The Bank provides a range of deposit services to businesses and individuals, including non-interest bearing checking accounts, interest bearing checking accounts, savings accounts, money market accounts, individual retirement accounts (IRAs) and certificates of deposit (CDs). SmartBank operates in approximately 28 branches.