SmartFinancial Inc
David Cortes is a seasoned finance professional with extensive experience in capital markets and risk management. Currently, David serves as the Head of Capital Markets and Corporate Treasurer at SmartBank, where responsibilities include overseeing Interest Rate and Liquidity Risk and managing the Bank's Investment Portfolio as a member of the Asset-Liability Committee (ALCO). Prior to this role, David spent a decade at BBVA in the USA, advancing from Market Risk Analyst to Associate Director, focusing on Interest Rate Derivative Products and client relationship management. David holds a Master of Science in Finance with a Risk Management Specialization from the University of Alabama's Manderson Graduate School of Business and a Bachelor of Science in Finance from The University of Alabama.
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SmartFinancial Inc
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SmartFinancial, Inc., formerly Cornerstone Bancshares, Inc., is a bank holding company. The Company operates through its SmartBank subsidiary (The Bank). The principal business of the Bank consists of attracting deposits from the public and investing those funds, together with funds generated from operations and from principal and interest payments on loans. It offers commercial real estate-mortgage, consumer real estate-mortgage, construction and land development, commercial and industrial, and consumer and other loans. The Bank's investment portfolio consists of Federal agency bonds, mortgage-backed securities, and state and municipal securities. The Bank provides a range of deposit services to businesses and individuals, including non-interest bearing checking accounts, interest bearing checking accounts, savings accounts, money market accounts, individual retirement accounts (IRAs) and certificates of deposit (CDs). SmartBank operates in approximately 28 branches.