SmartFinancial Inc
Jennifer Stokes is a seasoned financial professional with extensive experience in credit underwriting and portfolio management. Currently serving as a Regional Credit Underwriter at SmartBank since November 2020, Jennifer previously held the position of Portfolio Manager at Mountain Commerce Bank and served in various roles at SmartBank, including Small Business Credit Officer. Prior experience includes working as a Senior Credit Analyst at Citizens Bank, Tri-Cities TN/VA, and financial roles at NCR Corporation. Jennifer holds a Bachelor of Science in Accounting from the University of Tennessee, Knoxville, earned between 2000 and 2003.
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SmartFinancial Inc
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SmartFinancial, Inc., formerly Cornerstone Bancshares, Inc., is a bank holding company. The Company operates through its SmartBank subsidiary (The Bank). The principal business of the Bank consists of attracting deposits from the public and investing those funds, together with funds generated from operations and from principal and interest payments on loans. It offers commercial real estate-mortgage, consumer real estate-mortgage, construction and land development, commercial and industrial, and consumer and other loans. The Bank's investment portfolio consists of Federal agency bonds, mortgage-backed securities, and state and municipal securities. The Bank provides a range of deposit services to businesses and individuals, including non-interest bearing checking accounts, interest bearing checking accounts, savings accounts, money market accounts, individual retirement accounts (IRAs) and certificates of deposit (CDs). SmartBank operates in approximately 28 branches.