SmartFinancial Inc
Michael Ross currently serves as the Director of Financial Planning and Analysis at SmartBank since November 2022. Prior to this role, Michael held positions at Sea Ray Boats from July 2016 to November 2022, including Financial Planning Analysis Manager and Financial Analyst. Earlier experience includes working as a Credit Specialist at Brunswick Boat Group from October 2015 to July 2016. Michael's educational background features a Master of Business Administration from East Tennessee State University (2017-2018) and a Bachelor of Business Administration in Banking, Corporate, Finance, and Securities Law from the same institution (2012-2014), along with coursework at Pellissippi State Community College and the University of the Cumberlands.
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SmartFinancial Inc
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SmartFinancial, Inc., formerly Cornerstone Bancshares, Inc., is a bank holding company. The Company operates through its SmartBank subsidiary (The Bank). The principal business of the Bank consists of attracting deposits from the public and investing those funds, together with funds generated from operations and from principal and interest payments on loans. It offers commercial real estate-mortgage, consumer real estate-mortgage, construction and land development, commercial and industrial, and consumer and other loans. The Bank's investment portfolio consists of Federal agency bonds, mortgage-backed securities, and state and municipal securities. The Bank provides a range of deposit services to businesses and individuals, including non-interest bearing checking accounts, interest bearing checking accounts, savings accounts, money market accounts, individual retirement accounts (IRAs) and certificates of deposit (CDs). SmartBank operates in approximately 28 branches.