SmartFinancial Inc
Traci Parker is an experienced residential lender currently working at SmartBank since October 2021. Prior to this role, Traci served as a Mortgage Loan Officer at PNC Bank for a brief period following the acquisition of BBVA. Traci's extensive background in mortgage banking includes a long tenure at BBVA Compass from October 2004 to September 2021, where responsibilities included originating residential mortgage loans. Traci holds a Bachelor's degree in Business Administration and Management from Huntingdon College, earned between 2006 and 2008, and previously attended the University of West Florida from 1995 to 1997.
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SmartFinancial Inc
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SmartFinancial, Inc., formerly Cornerstone Bancshares, Inc., is a bank holding company. The Company operates through its SmartBank subsidiary (The Bank). The principal business of the Bank consists of attracting deposits from the public and investing those funds, together with funds generated from operations and from principal and interest payments on loans. It offers commercial real estate-mortgage, consumer real estate-mortgage, construction and land development, commercial and industrial, and consumer and other loans. The Bank's investment portfolio consists of Federal agency bonds, mortgage-backed securities, and state and municipal securities. The Bank provides a range of deposit services to businesses and individuals, including non-interest bearing checking accounts, interest bearing checking accounts, savings accounts, money market accounts, individual retirement accounts (IRAs) and certificates of deposit (CDs). SmartBank operates in approximately 28 branches.