The State Mortgage and Investment Bank (SMIB) is one of the longest standing banks in Sri Lanka. It operates as a licensed specialized bank meeting the housing financing needs and other personal and business banking needs of the people of Sri Lanka.
SMIB was inaugurated as the Ceylon State Mortgage Bank (CSMB) on 6th December 1931 by Ordinance No. 16 of 1931. It was formed by the State Mortgage & Investment Bank Law No. 13 of 1975, amalgamating the Ceylon State Mortgage Bank and the Agricultural and Industrial Credit Corporation established in 1943.

SMIB commenced operations on 1st January 1979. The Bank was recognized as a Licensed Specialized Bank with the license issued by the Central Bank of Sri Lanka on 27th April 1998 according to the Banking Act No. 30 of 1988.The Bank has progressed throughout the years as a housing financier and banking services provider.

SMIB Bank

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