The State Mortgage and Investment Bank (SMIB) is one of the longest standing banks in Sri Lanka. It operates as a licensed specialized bank meeting the housing financing needs and other personal and business banking needs of the people of Sri Lanka.
SMIB was inaugurated as the Ceylon State Mortgage Bank (CSMB) on 6th December 1931 by Ordinance No. 16 of 1931. It was formed by the State Mortgage & Investment Bank Law No. 13 of 1975, amalgamating the Ceylon State Mortgage Bank and the Agricultural and Industrial Credit Corporation established in 1943.

SMIB commenced operations on 1st January 1979. The Bank was recognized as a Licensed Specialized Bank with the license issued by the Central Bank of Sri Lanka on 27th April 1998 according to the Banking Act No. 30 of 1988.The Bank has progressed throughout the years as a housing financier and banking services provider.

SMIB Bank

269 Galle Road serves as a hub for banking operations, business development, and IT support in Colombo.

269 Galle Road

EngThushara Asuramanna

This department oversees credit processes, ensuring effective management and evaluation of credit-related activities.

Credit Management

This department provides assistance and training to banking professionals.

Banking Support

This department oversees the operations and performance of branch locations.

Branch Management

This department focuses on protecting organizational data and systems from security threats and vulnerabilities.

Information Security

This department focuses on developing and implementing strategies to promote products and services, enhance brand awareness, and engage with customers.

Marketing Department

This department specializes in providing financial services and solutions to clients.

SMIB Bank

Org chart

Teams

Credit Management

Banking Support

Branch Management

Information Security

Marketing Department

Banking Services

Offices

SMIB Bank

Org chart

Teams

Credit Management

Banking Support

Branch Management

Information Security

Marketing Department

Banking Services

Offices

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