John Black

John Black is an accomplished professional in model validation and quantitative risk management with extensive experience spanning over two decades. Currently serving as the Head of Model Validation at SoFi since April 2020, John oversees independent validation of quantitative models, including generative AI use cases. Prior to this role, John held significant positions at USAA, including Executive Director of Modeling Analytics and Director of Quantitative Risk Management, where responsibilities encompassed credit stress test modeling and validation of credit-related models. John's career also includes leadership roles at Zions Bancorporation, directing model risk management and contributing to regulatory compliance, as well as a tenure as a Risk Management Officer at Wells Fargo. John holds an MBA in Finance and a BS in Statistics from Brigham Young University.