South Indian Bank
Radha Unni retired as the Chief General Manager, State Bank of India, Kerala Circle in December, 2008. During the tenure in the Bank, held assignments in all aspects of banking with specialization in Corporate Credit and Project Appraisal of Small and Medium Enterprises. Her other assignments include Risk Management at the Corporate Centre of SBI, Mumbai, Non-Performing Asset (NPA) management, Business Process Re-engineering Programme of SBI, Transformational Change Management, Capital market operations with the SBI Capital Markets Ltd. etc.
After retirement from the SBI, she was engaged by the Bank in Management Audit and recruitment of its officers. Her other professional engagements include Independent Director on the Board of Sundaram Home Finance Ltd., Royal Sundaram General Insurance Co.Ltd., Nitta Gelatin India Ltd., V-Guard Industries Ltd., Western India Plywoods Ltd., Axles India Ltd., Wil Car India Ltd. She has also served as Independent Director on the Board of CSB Bank Ltd and Muthoot Capital Services Ltd.
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South Indian Bank
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The South Indian Bank Limited (the Bank) provides retail and corporate banking, Para banking activities, such as debit card, third-party product distribution, in addition to Treasury and Foreign Exchange Business. The Bank's segments include Treasury, Corporate/Wholesale Banking, Retail banking and Other Banking Operations. The treasury services segment consists of interest earnings on investments portfolio of the Bank, gains or losses on investment operations and earnings from foreign exchange business. The Corporate/Wholesale Banking segment provides loans to corporate segment. The Retail Banking segment provides loans to non-corporate customers. The Other Banking Operations segment includes income from para banking activities, such as debit cards, third-party product distribution and associated costs. The Bank has a network of approximately 830 branches, approximately 40 extension counters and approximately 1, 290 automated teller machines (ATMs) in India.