Charles Gruszczynski

Southeast Toyota Finance (SET Finance) is an operating division of World Omni Financial Corp., which was established in 1981 as the first import automotive captive finance company in the United States. SET Finance offers financing to 177 Toyota dealers and consumers in Alabama, Florida, Georgia, North Carolina and South Carolina. Southeast Toyota Finance is headquartered in Deerfield Beach, Fla., with additional locations in Earth City, MO., and Mobile, AL. We are the leading provider of retail and lease financing for new Toyota purchases within its operating footprint, consistently ranking at the top of its class in market share and dealership satisfaction. SET Finance owes its success to its innovative finance programs (including retail and lease programs), loyalty programs, college graduate and military rebate programs, and its commitment to strong dealer relationships and customer service. SETF's portfolio of dealership loans includes inventory financing, as well as working capital, real estate and construction loans. We are a subsidiary of JM Family Enterprises, Inc., a diversified automotive company ranked No. 26 by FORTUNE® as one of the 100 Best Companies to Work For®. JM Family treats its associates like family, going above and beyond to build mutually rewarding relationships. Together, we all achieve success. NMLS #1073 (https://www.nmlsconsumeraccess.org/)