Matthew Hilliard

Matthew Hilliard is a seasoned commercial banker with extensive experience in relationship management across various financial institutions. As a Vice President and Commercial Banker at Southern Bank and Trust Company since November 2024, Matthew previously held roles such as Commercial Relationship Manager at Customers Bank, focusing on the lower middle market, and Commercial Lender at Bank OZK, specializing in commercial real estate and commercial and industrial lending. Matthew's background also includes managing high net worth client relationships at First Tennessee Bank and serving as a Financial Services Manager at First Citizens Bank. Matthew's career began at KS Bank, Inc. as Branch Manager with a focus on construction lending, and earlier experience includes roles at The Bank of New York. An alum of North Carolina State University with a Bachelor of Science in Business Management/Finance, Matthew is committed to community engagement through board service and volunteering.