Gerardo Ramirez-Perez

Gerardo Ramirez-Perez is a detail-oriented credit analyst currently employed at Sovereign Bank, where roles have included Credit Analyst II and Credit Analyst I since June 2022. Gerardo has a strong background in financial statement analysis and risk assessment, demonstrating expertise in evaluating risks associated with loans and crafting comprehensive Credit Memos. Previously, Gerardo served as a Credit Analyst in Training, focusing on analyzing credit data to gauge risks, and as an OBA Intern, completing extensive financial credit spreads under the guidance of a vice-president. Prior experience includes working as a Fulfillment Associate at Amazon from June 2020 to June 2022. Gerardo holds a degree in International Business, Economics from the University of Oklahoma and has also studied Economics at the University of Valencia.