Heming Yu, CFA, currently serves as an Associate Director and Structured Finance Ratings Analyst at S&P Global Ratings since September 2020. Prior to this role, Heming held the position of Associate at S&P Global (China) Ratings from November 2018 to August 2020, contributing significantly as one of the pioneer rating analysts in Emerald, focusing on RMBS and Consumer ABS methodologies. Previously, at Deutsche Bank from April 2015 to July 2018, Heming worked as an ABS & RMBS Structuring Associate, overseeing comprehensive asset-backed securities and residential mortgage-backed securities origination while also serving as an Equity Trading Analyst. Earlier experience includes an internship in credit structuring at Deutsche Bank, where various financial models and presentations were developed. Heming holds a Master of Science in Financial Engineering from the Georgia Institute of Technology and dual bachelor's degrees in Economics and Business English from Jilin University.
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