Risk Management and Compliance Team

The Risk Management and Compliance Team at Sparkasse Bank BiH is responsible for identifying, assessing, and mitigating financial, operational, and regulatory risks. They ensure adherence to anti-money laundering (AML) regulations, manage operational risk and internal controls, oversee the bank's market and liquidity risk management, conduct regulatory and group reporting, and implement the Internal Capital Adequacy Assessment Process (ICAAP) and Internal Liquidity Adequacy Assessment Process (ILAAP). Their work is crucial in maintaining the financial health and stability of the bank and its stakeholders.