Thomas O'Brien

Thomas O'Brien has extensive experience in commercial lending and business relationship management, currently serving as a Commercial Lender and Business Relationship Officer at SECU Credit Union since 2016. In this role, Thomas specializes in originating Commercial Real Estate (CRE) and Commercial & Industrial (C&I) credit facilities, as well as analyzing financial documents to calculate debt service coverage and Net Operating Income (NOI). Previously, from 2006 to 2015, Thomas worked at M&T Bank as a Commercial Lender and Business Banking Relationship Manager, where responsibilities included managing mid-size business relationships in Baltimore, providing various financing solutions such as Commercial Mortgages and Lines of Credit. Thomas holds a degree in Economics, Philosophy, Politics, and Law from Binghamton University.