Toby Smith

Senior Vice President, Chief Banking Officer at State Employees Credit Union of Maryland, Incorporated

Toby Smith is a seasoned banking executive with extensive experience in leadership roles at SECU Credit Union and Wells Fargo & Company. With a Bachelor of Science in Business Administration, and additional Executive MBA coursework, Toby has successfully led various teams and programs within the finance industry. Responsibilities have included overseeing lending, consumer services, organizational performance, and enterprise experience & programs. With a strong focus on driving performance and creating high-performing organizations, Toby is known for developing and executing plans to optimize member and employee experiences while eliminating friction across delivery channels.

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