Stifel Bank & Trust
Zachary Kramer is a Private Bank Lending Credit Analyst II at Stifel Bank & Trust, a role held since July 2023, following a prior position as a Private Bank Lending Credit Analyst I. Previously, Zachary was the President of Delta Sigma Pi, overseeing chapter operations and leading a team of 22 executive officers from December 2020 to December 2022. As Vice President of Professional Activities, Zachary coordinated professional development events for over 100 members. Earlier experiences include internships and roles at Stifel Bank & Trust as a lending intern, Biond Financial as a Real Estate Specialist focusing on data analysis, and serving as a Master Barista for Morning Brew. Zachary holds a Bachelor's degree in Finance and Management Information Systems from the University of Delaware, completed in May 2023.
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Stifel Bank & Trust
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At Stifel Bank, we make banking and lending simple, convenient, and even enjoyable for our individual and business clients. We have adopted a client-centered business model in which each associate is responsible for contributing to our clients’ overall satisfaction; fostering an entrepreneurial culture based on participation and respect. Whether working with clients individually, or in tandem with a Stifel Financial Advisor, we strive to build enduring personal relationships that stand the test of time. Stifel Bank, headquartered in St. Louis, Missouri, offers a variety of innovative banking products, including home lending, securities-based lending, relationship-based commercial lending, treasury management, private banking and more. stifelbankstl.com | stifelmortgage.com | stifel.com Stifel’s banking and lending services are provided by Stifel Bank and Stifel Bank & Trust (Stifel Banks). Residential mortgage lending services for clients of Stifel, Nicolaus & Company, Incorporated are performed exclusively by Stifel Banks. The financial advisors of Stifel, Nicolaus & Company, Incorporated do not offer mortgage loans, provide mortgage loan information or accept residential mortgage loan applications. Stifel Bank & Trust, Member FDIC, Equal Housing Lender, NMLS# 375103 is affiliated with Stifel Bank, Member FDIC, Equal Housing Lender, NMLS# 451163, and Stifel, Nicolaus & Company, Incorporated, Member SIPC & NYSE, each a wholly owned subsidiary of Stifel Financial Corp. Unless otherwise specified, references to Stifel may mean Stifel Financial Corp. and/or any of its subsidiaries. Unless otherwise specified, products purchased from or held by Stifel are not insured by the FDIC, are not deposits or other obligations of Stifel Banks, are not guaranteed by Stifel Banks, and are subject to investment risk, including possible loss of the principal. Our Social Media policy and disclosure: https://www.stifelmortgage.com/SocialMediaDisclosure.html