Rick Demko

Rick Demko, CLU®, ChFC®, RICP®, AEP®, LUTCF®, LACP, currently serves as Managing Director at Summit Legacy Strategies, a comprehensive financial planning firm since February 2024. With extensive experience in the financial services sector, Rick co-founded The Guardian Group in July 2013, a boutique life insurance agency catering to high-net-worth individuals and advanced planning needs. Prior to this, Rick held positions as Director at Demko Consulting from 2008 to 2024, as an agent at New York Life Insurance Company from 2012 to June 2013, and as a Multiple Line Representative at State Farm from 2011 to 2012. Rick's educational background includes a Bachelor of Science in Business Management from the University of Phoenix and attendance at the University of Arizona and Saint Louis University for further studies.