Mary Joy Villaruz

Mary Joy Villaruz is an experienced financial planner currently serving as an Officer at Takaful Emarat-Insurance (P.S.C) since July 2015, where responsibilities include assessing individuals' financial needs and aiding in investment and insurance decisions. Prior to this role, Mary Joy worked as a Sales and Marketing Executive at Advanced Studies & Training Center from October 2012 to April 2015, and held positions at Emirates Islamic as a Recovery Representative and Home Finance Relationship Officer from June 2008 to April 2012. Mary Joy began their career as a Marketing Executive at Tradewind Business Media-Capital Middle East from April 2007 to May 2008. Mary Joy holds a Bachelor of Science in Commerce with a major in Business Administration from the University of San Agustin in Iloilo City, Philippines, completed between 1993 and 1997.