Sanjay Koul

Sanjay Koul has extensive experience in the insurance sector, currently serving as Associate Director of Agency at Tata AIA Life Insurance since July 2015. Previously held positions include Senior Manager Premier Agency, responsible for developing profitable business models in Rajasthan and Delhi at Tata AIA Life Insurance. Sanjay worked as Channel Development Manager at ING Life, focusing on scaling business volume through innovative channels. Additional roles include Divisional Manager at Bajaj Allianz Life Insurance, Deputy Chief Manager at Kotak Life Insurance, Area Manager at ICICI Prudential, and Sales Manager at Ing Vysya Life Insurance. Early career experience includes serving as Area Manager at Sandoz, managing the Saurashtara region. Educationally, Sanjay Koul holds a B.Sc. in Biology from the University of Kashmir (1991-1993).