Mittal Mody

Mittal Mody, FRM, is an experienced finance professional with a robust background in credit risk and policy management. Currently serving as Head of Credit Policy for Home Loans and Loan Against Property at Tata Capital since December 2020, Mittal oversees credit policy for both Prime and Affordable Housing segments and leads the process council for cross-functional process approvals. Prior experience includes roles at L&T Financial Services as Chief Manager of Credit Risk, managerial positions at Axis Bank focusing on Model Risk Management, and analytical roles at Deutsche Bank and Nomura. Mittal holds an MBA in Finance from SVKM's Narsee Monjee Institute of Management Studies, a CFA from the CFA Institute, and a Bachelor's in Electronics Engineering from VJTI, Mumbai.