Pratik Phunguskar

Pratik Phunguskar, CCRA, is an accomplished data science professional with extensive experience in financial services. Currently serving as Assistant Vice President at Tata Capital since March 2021, Pratik manages BRMS and decision analytics, leads a strategic project using FICO Blaze Advisor, and oversees digital automation processes. Prior roles include Consultant at Capgemini, Senior Manager and Manager at L&T Financial Services where responsibilities encompassed digital strategy management, AI and ML model implementation, and project management for lending processes. Earlier experience includes Assistant Manager at RBL Bank focusing on retail asset portfolios and business solutions, Research Analyst at SME Business Outsourcing & Training Solutions LLP with expertise in credit and equity research, and Financial Analyst at eClerx handling back-office operations for an investment bank. Pratik holds a Bachelor of Engineering in Information Technology from Ramrao Adik Institute of Technology and a Diploma in Information Technology from Dr. D. Y. Patil Vidyapeeth.