Michael Osmond

Michael Osmond has extensive experience in commercial credit management and underwriting, currently serving as Vice President and Commercial Credit Manager for Middle Market Carolinas at TD since April 2016. Prior to this role, Michael held various positions at TD, including VP of Commercial Credit Manager for Upstate/Midlands S and VP of Credit Portfolio Manager. Before joining TD, Michael worked as a Vice President and Commercial Underwriter at First Citizens Bank from August 2013 to April 2016, and held a VP position at Centrue Bank from December 2006 to August 2013. Michael began a career in finance as a Credit Analyst at Castle Bank from August 2001 to December 2006. In terms of education, Michael obtained a BBA in Management from American InterContinental University and an Associate's degree in Business from Waubonsee Community College.