Marcia Mowatt is an experienced professional in the insurance industry, currently serving as Associate Vice President at TD Insurance since October 2020, where responsibilities include managing the underwriting profitability of personal lines and conducting portfolio analysis. Prior to this role, Marcia held the position of Senior Manager for Underwriting Controls, Governance, Systems and Support at TD Bank Group from June 2004 to October 2020. Marcia's earlier experience includes underwriting personal lines insurance at Aviva Canada and serving as an insurance broker at HB Group Insurance, where Marcia was responsible for sales and service for personal lines clients. Marcia holds a Bachelor of Arts degree from York University, obtained between 1991 and 1995, and a high school diploma from Miliken Mill High School in Markham, Ontario, awarded in 1991.