Karen Ngai

Karen Ngai is an accomplished professional in the field of asset securitization with extensive experience across multiple financial institutions. Currently serving as Director of Asset Securitization at TD Securities since August 2023, Karen previously held the role of Director at Barclays, where responsibilities included structuring and executing warehousing and lending facilities for various asset classes. Prior to that, Karen was a Director at SMBC Nikko Securities America, Inc., overseeing capital markets activities for a significant ABCP conduit and leading EMEA and ESG initiatives. Additionally, experience includes a Director position at WestLB focusing on asset-backed securitization, and earlier roles at Lloyds Bank and ING involving structured finance and securitization processes. Karen began a career in asset-based lending at Bank of America after earning a Bachelor of Arts in Economics from New York University.