Gabriella Perez-Julio

Vice President - Director Of Residential Lending at Terrabank

Gabriella Perez-Julio has a comprehensive work history in the banking and mortgage industry. Gabriella started their career as a Vice President - Licensed Appraiser Trainee at Appraising Real Estate, LLC, where they managed a team and handled residential and commercial valuation services. Gabriella then worked as a Marketing Assistant at Executive National Bank, where they assisted with marketing projects and door-to-door sales.

Gabriella then transitioned into the mortgage industry, starting as a Loan Coordinator & Marketing Assistant at Frost Mortgage Lending Group, where they facilitated communication between loan officers and processing teams and participated in branding and marketing efforts. Gabriella also worked as a Junior Processor & Loan Coordinator at Equity Mortgage Bankers, where they assisted loan officers and senior processors with FHA and Fannie Mae loans.

Moving up the ranks, Gabriella joined Global International Lending Group as a Mortgage Loan Specialist, handling the residential loan process from start to finish and specializing in foreign national and portfolio loan financing. Gabriella later became a Senior VP - Residential Lending at the same company, taking on responsibilities in production and operations, specifically in the financing of condominiums and high-end properties.

Gabriella then served as a Residential Credit Manager at Interamerican Bank, overseeing the residential credit department and providing support to processors, underwriters, and loan officers. Gabriella ensured compliance with federal regulations and collaborated with compliance and BSA departments.

Continuing their career growth, Gabriella joined Amerant as a Residential Lending Processing Supervisor, where they supervised the residential lending processing team. Following that, they joined Terrabank, first as an Assistant Vice President, Residential Loan Administration, and then as a Vice President - Residential Lending Manager. Gabriella'srole at Terrabank involved managing the lending, processing, and closing personnel, overseeing the residential portfolio, and coordinating with vendors. Gabriella also authored and amended policies and procedures to meet production goals.

Throughout their career, Gabriella has demonstrated expertise in residential lending, portfolio management, vendor management, policy development, and providing support to loan officers and processing teams.

Gabriella Perez-Julio earned their Bachelor's degree in Business with a focus on Marketing and Economics from Florida International University. Gabriella completed their undergraduate studies from 2004 to 2008.

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