Everyone is significant, and at Texas National Bank, we treat them that way. We give our customers a square deal, as we we’ve been taught—we live by the golden rule. These beliefs have guided Texas National Bank, an independent bank that is locally owned from the very beginning, and served our customers well since 1985. We help people like you make sound financial decisions to reach your goals and dreams. Our disciplined relationship approach has stood the test of time.
Texas National Bank has grown a lot, but what hasn’t changed is our commitment to our values and the relationships we’ve forged over the years.
These are here to stay:
Expertise: We deliver good customer service with sound and consistent bank products, Texas-style.
Heritage: For nearly 30 years, Texas National Bank has been committed to helping East Texas businesses and families prosper.
Leadership: Locally owned and managed leadership has helped pave the way for our success.
Community: We’re dedicated to the communities that we call home and the neighbors we serve.
And remember, Texas National Bank has 7 branches throughout East Texas. Click here to find out which one is closest to you and come visit us for all your banking needs! 

Banking

Texas National Bank

Mike Fernandez

Patrick Richey

Justin Holt

Michael Williamson

Davlin King

Francisco Cardenas Cfe

Crcm Stephen Wager

The Lending and Credit Team at Texas National Bank is responsible for evaluating, approving, and managing loans for both individuals and businesses. They assess creditworthiness, underwrite loans, analyze financial data, and maintain loan portfolios. This team ensures sound financial decisions are made, aligning with the bank’s mission to support the community's prosperity while upholding the values of expertise, heritage, and customer relations.

Lending and Credit Team

Leadership Team

Lending and Credit Team

About

Team members

Other teams at Texas National Bank

Leadership Team