Michał Janiak

Michał Janiak is a Senior Data Scientist at TF Bank AB (publ) since May 2022, focusing on the development of behavioral models for credit cards and automating classical model generation through R pipelines. Prior to this role, Michał served as a Senior Credit Risk Analyst, where responsibilities included data analysis and credit card limit management strategies. Previous experience includes a Senior Consultant position at Deloitte, where Michał analyzed insurance portfolios, and a significant tenure at Stefczyk Credit Union, progressing through roles from Risk Specialist to Data Analyst Coordination Specialist, contributing to loan application increases and machine learning-based marketing initiatives. Michał also held a teaching position at Gdańsk University of Technology and served as a UEFA Futsal B Coach. Michał earned a Master of Science in Financial Mathematics from Gdańsk University of Technology.