TF Bank is an internet-based niche bank offering consumer banking services and e-commerce solutions through a proprietary IT platform with a high degree of automation. The platform is designed for scalability and adaptation to different products, countries, currencies and digital banking solutions.

We carry out deposit and/or lending activities with consumers in Sweden, Finland, Norway, Denmark, Poland, Germany, Austria, Estonia, Lithuania and Latvia through subsidiaries, branches or cross-border banking. The operations are divided into three segments: Consumer Lending, Ecommerce Solutions and Credit Cards. 
 
TF Bank was founded in Sweden in 1987 and has since the very start exhibited a strong track-record of profitable growth. From our Swedish base we have established a broad North European presence, and today we serve about 1 million customers through various brands across our markets. 
 
TF Bank is listed in the mid cap segment at Nasdaq Stockholm since 2016.

Banking

TF Bank AB (publ)

Joakim Jansson

Juho Maanpää

Magnus W.

Espen Johannesen

Tobias Fahlqvist

Aleksei M.

Martin Andersson

Krzysztof Blach

MacIej Wawruszczak

Gabija Zigmantaviciute

Fabio Martínez Valle

The Credit Risk and Management team at TF Bank AB (publ) is responsible for analyzing and mitigating credit risk across all lending activities. This includes assessing the creditworthiness of borrowers, developing and managing credit decision systems, and ensuring regulatory compliance. The team collaborates closely with underwriting specialists to implement risk management strategies that balance growth with financial stability.

Credit Risk and Management

Accounting and Financial Reporting

IT and Operations Team

Credit Risk and Management

About

Team members

Other teams at TF Bank AB (publ)

Accounting and Financial Reporting

IT and Operations Team