TF Bank is an internet-based niche bank offering consumer banking services and e-commerce solutions through a proprietary IT platform with a high degree of automation. The platform is designed for scalability and adaptation to different products, countries, currencies and digital banking solutions.

We carry out deposit and/or lending activities with consumers in Sweden, Finland, Norway, Denmark, Poland, Germany, Austria, Estonia, Lithuania and Latvia through subsidiaries, branches or cross-border banking. The operations are divided into three segments: Consumer Lending, Ecommerce Solutions and Credit Cards. 
 
TF Bank was founded in Sweden in 1987 and has since the very start exhibited a strong track-record of profitable growth. From our Swedish base we have established a broad North European presence, and today we serve about 1 million customers through various brands across our markets. 
 
TF Bank is listed in the mid cap segment at Nasdaq Stockholm since 2016.

Banking

TF Bank AB (publ)

TF Bank AB (publ)'s headquarters in Borås, Sweden

This department focuses on designing, coding, and maintaining software applications.

Software Development

The Accounting and Financial Reporting team at TF Bank AB (publ) is responsible for ensuring the accuracy and integrity of the bank’s financial records and reports. This includes preparing financial statements, managing regulatory reporting, overseeing internal financial controls, and supporting the overall financial planning and analysis processes. The team ensures compliance with financial regulations across the various countries TF Bank operates in, thereby maintaining transparency and trust among stakeholders.

Accounting and Financial Reporting

The Credit Risk and Management team at TF Bank AB (publ) is responsible for analyzing and mitigating credit risk across all lending activities. This includes assessing the creditworthiness of borrowers, developing and managing credit decision systems, and ensuring regulatory compliance. The team collaborates closely with underwriting specialists to implement risk management strategies that balance growth with financial stability.

Credit Risk and Management

The IT and Operations Team at TF Bank AB (publ) is responsible for managing and optimizing the bank's proprietary IT platform to ensure seamless, scalable, and automated banking solutions. This includes maintaining high system reliability, overseeing day-to-day IT operations, integrating digital banking services, and supporting cross-border activities. The team works closely with various departments to enhance user experience and operational efficiency across all segments and markets.

IT and Operations Team

The Data and Analytics team at TF Bank AB (publ) plays a crucial role in leveraging data to drive informed business decisions and optimize operations. They analyze consumer behavior, assess credit risks, and provide insights for strategic initiatives. Team members work on building and maintaining data warehouses, implementing advanced analytics, and ensuring compliance with anti-money laundering (AML) regulations. Through their expertise, they support TF Bank's scalable IT platform and help enhance the bank's consumer lending, e-commerce solutions, and credit card services across multiple regions.

Data and Analytics

The Software Development Team at TF Bank AB (publ) is responsible for designing, developing, and maintaining the bank's proprietary IT platform. This platform underpins the bank's consumer lending, e-commerce, and credit card operations across multiple countries. The team works on ensuring high degrees of automation, scalability, and adaptability in the IT solutions to support various banking products, currencies, and compliance requirements in the markets TF Bank operates.

People (12)

Jobs (0)

Other teams

Accounting and Financial Reporting

Credit Risk and Management

IT and Operations Team

Data and Analytics

Software Development Team