The Beacon Mutual Insurance Company is the premier writer of workers’ compensation insurance within the State of Rhode Island. Chartered by the state in 1990, we are a mutual workers’ compensation insurance carrier with over 12,000 policyholders and 60% of the workers’ compensation insurance market - serving both the competitive and residual markets. We are financially secure with approximately $400M in admitted assets and we return excess surplus to our policyholders in the form of lower premiums and/or dividends.   
 
Rhode Island workers’ compensation insurance is all we do – and nobody does it better.

We distinguish ourselves in the marketplace by providing unparalleled service and value to our policyholders each and every day. Headquartered in Warwick, we are able to assist our policyholders in all aspects of their coverage needs:  underwriting policies with fair and accurate premiums, facilitating safe workplace environments through world-class loss prevention services, and managing claims with local and experienced adjusters. Our policyholders’ employees are treated with dignity and respect and we assist those injured workers in their efforts to return to gainful employment.

We are proud to provide a local source of workers’ compensation insurance to the Rhode Island community through our agent partners.  

Whether you are a policyholder or interested in becoming one, please contact us so we may assist you.

Insurance

The Beacon Mutual Insurance Company

Brian J. Spero, Esq.

Gregg Tumeinski

Shannon Broadbent Phr

Michelle Pelletier

Rajani Mahadevan

Amy Vitale

Jim Moody

The Finance and Legal team at The Beacon Mutual Insurance Company plays a critical role in ensuring the company's financial health and regulatory compliance. They manage financial planning, reporting, and analysis to support strategic decisions while overseeing legal matters related to operations, policies, and claims. This team works collaboratively to protect the company’s interests, uphold legal standards, and facilitate effective fiscal management, ultimately enabling the delivery of exceptional service to policyholders.

Finance and Legal

Leadership Team

Data Analytics and Business Intelligence

Finance and Legal

About

Team members

Other teams at The Beacon Mutual Insurance Company

Leadership Team

Data Analytics and Business Intelligence