The Fintex Group
John Davies is an accomplished technology executive with extensive experience in leading innovative projects and teams. Currently serving as the CTO of The Fintex Group since October 2024, John oversees technology operations for over six companies, handling more than $10 billion in global transactions while advancing AI capabilities. As the co-founder and CTO of incept5 from May 2008 to November 2020, John facilitated architectural and technical leadership in high-end consultancy, particularly focusing on AI and private LLMs. Additionally, John was a co-founder and CTO at Velo Payments, where efforts were focused on building a strong engineering team and product development from January 2017 to March 2024. Earlier experience includes founding LJP Technologies Ltd. in March 2016, which specialized in services and innovation in blockchain and payments. John Davies holds a BSc in Astronomy from UCL, obtained between January 1983 and January 1986.
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The Fintex Group
Our business model is straight forward. At The Fintex Group we: 1. Identify hard problems we can solve using our tech & team 2. Own the IP for the solutions we create 3. Monetize via rev share / consumption models 4. Abstract our solutions to create repeatable recipes The Fintex Group creates unfair advantages by: 1st: Securing sponsorship in the C-Suite of our customers and partners 2nd: Embedding teams within those sponsors 3rd: Being open-minded (we'll build/buy/partner as needed) 4th: Executing with excellence (execution is everything)