The Payments Association
Tony Craddock has a diverse work experience in the payments industry. Tony served as the Director General of The Payments Association from June 2014 to November 2021. Prior to that, they were the CEO of the Emerging Payments Association from June 2014 to November 2021, where they supported the Advisory Board in fostering payments innovation in London. In addition, they were the CEO of Gx from January 2005 to January 2014, and the President of Global Legal Exchange from April 2012 to November 2013. Tony also held various leadership positions, including CEO, at Global Capital Exchange, Giftex Prepay Ltd., Chosen One Ltd, and Crest. Furthermore, they co-edited The PayTech Book starting from September 2018.
Tony Craddock attended Sherborne School from 1973 to 1978, where they studied Maths, Economics, and Geography, with a focus on Rugby, Travel, and Real Ale. Tony later attended The University of Manchester from 1979 to 1982, where they obtained a BSc Hons in Management Sciences.
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The Payments Association
The Payments Association (previously the Emerging Payments Association or EPA) is for payments firms, big & small. We help our members navigate a complex regulatory environment and facilitate profitable business partnerships. Our purpose is to empower the most influential community in payments, where the connections, collaboration and learning shape an industry that works for all. We operate as an independent representative for the industry and its interests, and drive collaboration within the payments sector in order to bring about meaningful change and innovation. We work closely with industry stakeholders such as the Bank of England, the FCA, HM Treasury, the Payment Systems Regulator, Pay.UK, UK Finance and Innovate Finance. Through our comprehensive programme of activities for members and with guidance from an independent Advisory Board of leading payments CEOs, we facilitate the connections and build the bridges that join the ecosystem together and make it stronger. These activities include a programme of monthly digital and face-to-face events including our annual conference PAY360 and awards dinner, CEO round tables and training activities. We run 7 stakeholder working Project groups: Inclusion, Regulator, Financial Crime, International Trade and Open Banking. The volunteers within these groups represent the collective view of The Payments Association members at industry-critical moments and work together to drive innovation in these areas. We also conduct exclusive industry research which is made available to our members through our Insights knowledge base. These include monthly whitepapers, insightful interviews and tips from the industry’s most successful CEOs.