Ramiro Sanchez-Crespo

Ramiro Sánchez-Crespo is a seasoned professional in the financial services and technology sectors, currently serving as Director at Hyosung TNS since September 2020, where efforts focus on preparing retail banks for future advancements using South Korean technology. As the CEO and Founder of The Retail Bankers since January 2019, Ramiro provides strategic advisory services in Digital & Retail banking, Fintech, and Payments to leading regulated entities. With prior experience as Managing Director at Cardtronics Spain from May 2014 to November 2018, Ramiro was instrumental in establishing Cardtronics in Spain and managing its business development. Extensive experience at CaixaBank spanned from November 1999 to April 2014, with significant roles including Relational Banking Director overseeing eBanking and ATM operations, and contributions to innovative banking solutions. Ramiro’s career began as a Senior Consultant at Accenture, where engagements included process redefinition and SAP implementation for notable clients. Educational credentials include an MBA from Esade and participation in CEMS exchange programs.