The Union Bank Company
Joyce Kuhlman is an accomplished accounting professional with extensive experience in financial management. Currently, Joyce serves as a Senior Accountant at The Union Bank Company since December 2019, focusing on the preparation of Allowance for Loan Loss, SEC Financial Reporting, External Audit Coordination/SOX 404, and GL integration. Prior to this role, Joyce worked as an Accounting Manager at First Federal Bank of the Midwest from October 1998 to December 2019. Joyce began their career as a Controller/Credit Analyst at The Ohio Bank and previously held the position of Financial Analyst at Dayton Power and Light. Joyce holds a Bachelor of Science in Business Administration with a concentration in Finance from Bowling Green State University.
The Union Bank Company
Since 1904, The Union Bank Company has been committed to providing the very best banking products and services to the communities and businesses it serves throughout Northwest and Central Ohio. Headquartered in Columbus Grove, the bank has grown to include offices in Bowling Green, Columbus Grove, Delphos, Findlay, Gahanna, Gibsonburg, Kalida, Leipsic, Lewis Center, Lima (Bellefontaine Avenue, Elida Road, Shawnee Road), Marion (Main Street, Richland Road), Ottawa, Paulding, Pemberville and Westerville. The Union Bank Company is a locally owned and operated subsidiary of United Bancshares, Inc. and is traded on Nasdaq under the symbol of UBOH.