The Warner Companies
Raymond L. Penzi, ChFC®, CLU® has had extensive work experience in the financial industry. Raymond L. served as Vice President - Private Client at The Warner Companies, a leading full-service financial and benefit consulting firm, where they advised clients on various financial planning and benefits services. Before this, they held the role of Senior Vice President at Heritage Strategies, LLC from 2012 to 2018. Prior to that, they worked as Institutional Equity Sales at Sidoti & Company, LLC from December 2010 to July 2011.
Raymond L. Penzi, ChFC®, CLU® received their Bachelor of Science in Finance with a minor in Management from Fairfield University in the years 2006 to 2010. Prior to that, they attended Chaminade High School from 2002 to 2006. In addition to their formal education, Raymond has obtained several certifications, including the Chartered Financial Consultant® and Chartered Life Underwriter® from The American College of Financial Services. Raymond L. also holds licenses for Life and Variable Annuity Insurance, Property and Casualty Insurance, Series 63 License (Uniform Securities Agent State Law), and Series 7 License (General Securities Representative). No specific dates of completion or institutions are provided for the certifications.
The Warner Companies
The Warner Companies is one of the nation's leading independent, full-service financial consulting firms serving corporations and individual clients of substantial net worth throughout the United States. We are dedicated to the highest possible level of service. This has provided the foundation of our firm and remains our guiding philosophy today. Our most valuable asset is the trust and confidence of our clients and our goal has always been to exceed their expectations with superior performance and services. Everything we do is guided by this approach. The firm advises clients in every aspect of financial planning and benefits services. Our services involve wealth strategies, and include comprehensive financial, estate, retirement, and investment planning; sports management; executive benefit planning; core employee benefit planning; and, voluntary benefit planning. The Warner Companies is a member of the M Financial Group, a prestigious national network of 140 financial services firms exclusively serving the upscale market. The Warner Companies is a registered investment advisor. The Warner Companies is independently owned and operated.