Chfc® Raymond L. Penzi Clu®

Raymond L. Penzi, ChFC®, CLU® has had extensive work experience in the financial industry. Raymond L. served as Vice President - Private Client at The Warner Companies, a leading full-service financial and benefit consulting firm, where they advised clients on various financial planning and benefits services. Before this, they held the role of Senior Vice President at Heritage Strategies, LLC from 2012 to 2018. Prior to that, they worked as Institutional Equity Sales at Sidoti & Company, LLC from December 2010 to July 2011.

Raymond L. Penzi, ChFC®, CLU® received their Bachelor of Science in Finance with a minor in Management from Fairfield University in the years 2006 to 2010. Prior to that, they attended Chaminade High School from 2002 to 2006. In addition to their formal education, Raymond has obtained several certifications, including the Chartered Financial Consultant® and Chartered Life Underwriter® from The American College of Financial Services. Raymond L. also holds licenses for Life and Variable Annuity Insurance, Property and Casualty Insurance, Series 63 License (Uniform Securities Agent State Law), and Series 7 License (General Securities Representative). No specific dates of completion or institutions are provided for the certifications.