Silvia Luhtoja

Silvia Luhtoja has extensive experience in the financial services industry, currently serving as Executive Director at Tickmill Services Ltd since August 2015, where additional roles have included HR Manager and Payment Specialist. Prior experience includes positions as a Debt Advisor and Account Manager at Cash On Go Ltd from July 2014 to August 2015. Silvia Luhtoja holds a Master's degree in Human Resources Management from Tallinn University of Technology (2017-2019) and a Bachelor's degree from Tallinn University (2011-2014).