David Rakes

Total Lending Concepts is your local, full-service mortgage lender, and we offer home loans with a little TLC. No matter where you call home, you can find a local team of mortgage experts there to help you confidently navigate the homebuying process. Our decades of experience, nationwide support, and one-on-one service make us the local lender you’ll trust for years to come. Let us guide you on your homebuying journey at www.tlclender.com. Total Lending Concepts is a DBA of Midwest Mortgage Associates Corp. Midwest Mortgage Assoc. Corp. funds FHA, Conventional, and USDA Guaranteed (Rural Development) mortgage loans. NMLS # 1043976. Colorado License #1043976, Missouri # 13-2126-A, Illinois License # MB.6761098, Kansas License # MC.0025239.