Devina Nikam

Devina Nikam is a Senior Actuarial Pricing Analyst at Tower Insurance since March 2024, with prior experience as an Actuarial Manager at Liberty Mutual Insurance and HDFC ERGO General Insurance. At Liberty Mutual, Devina performed actuarially-sound analyses to optimize profitability and made data-driven recommendations for base rates. At HDFC ERGO, contributions included collaborating with data scientists to enhance operational efficiency using machine learning, developing AI models for claims processing, and creating predictive models that significantly reduced costs and improved revenue. Devina holds a Master's degree in Statistics from SVKM's Narsee Monjee Institute of Management Studies and a Bachelor's degree in Statistics from Ramnarain Ruia College.